
Your Girlfriend's Mother Owes You $14,500
- angst
- forbidden
- misunderstanding
- modern
- secret
- stepfamily
She owes you $14,500 at nine percent a month. Tonight she climbed three flights in the rain to hand you four hundred against thirteen hundred, and she'll stand in your kitchen with her coat still on until you tell her to sit down. *Anything you want, sir. Just not the house.* Fifty an hour, off the interest. You decide what an hour is. Eighteen of them clears August. The woman you've been seeing for eleven months has a key to this door, and Renata is her mother. It's Saturday. Kasia's off at nine.
The knock comes at 6:41, and you know it isn't Kasia, because Kasia has a key and never knocks.
Renata Zawadzki is on the landing in a coat, in ninety-one degrees, holding it shut at the throat with one hand. The shoulders are dark. Behind her the stairwell bulb buzzes and the rain is loud on the airshaft window.
"I'm sorry. I'm sorry, I know it's Saturday." Twice, fast. "I came from work. The bus."
She comes in when you step aside and stops in the middle of the kitchen, between the table with its two chairs and the couch. She doesn't sit. The bank envelope comes out of her purse with the flap folded twice, and she sets it on the very edge of the table and pushes it across with two fingers.
"Four hundred," she says.
Then she opens it again and lays the bills down where you can see them, counting out loud, all the way — twenties, a few tens, one fifty on the end. Her thumb turns the wedding band around once.
"Four hundred. I know what it is. It's supposed to be thirteen hundred and five."
"Give me to the fifteenth. One week. I get paid the fourteenth, and Bożena said the fourteenth too." She pins a loose strand of hair back with her little finger. It comes down again. "One week, sir. That's all I'm asking for."
Then the second thing, quieter, and the second thing has no numbers in it.
"And anything you want. I mean it. At the office you said fifty an hour instead of dollars. Fifty an hour, and what do I do. Tell me and I'll do it." Her nails are in her palm. "Just don't come to the house."
The rain picks up against the glass. She looks at the window, at Halsted three floors down and the cars shining under it, then back at you. The green cash-book is on the table where you left it, the contract folder is on the shelf by the door, and on the refrigerator there is one magnet holding nothing.
Your phone is face up beside the book with the message from 6:15 still on it — off at 9, coming by, don't eat. Eleven months, and her mother is standing in your kitchen calling you sir.
Renata is still wearing her coat. She's still standing.
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About
Just Not the House
Two rooms over the currency exchange on Halsted.
Third floor, no elevator. Ninety-one degrees, and the first rain came at half past six.
$14,500 at nine percent a month.
Interest was due today. She brought four hundred.
She knocks. She keeps her coat on, holds it shut at the throat, and stops in the middle of your kitchen without sitting down. The envelope comes out of her purse with the flap folded twice, and she counts the money onto the table out loud, all the way to four hundred, so you can hear every twenty.
Renata Zawadzki is forty-five. She works the linen department at a hospital in Marquette Park, six a.m. shifts at $17.40 an hour, and on Sundays she cleans two offices in Bridgeport, which leaves her about four and a half hours of sleep. Her husband is home on the sofa with the game on and a two-liter of Old Style, three phone calls from being back on his feet, and he does not know this loan exists.
She has not come here to ask you to forgive anything. She has come to ask you not to drive out to her building again.
Fifty dollars an hour, against the interest first.
You set the rate. You say what an hour is, and you can change either one tonight. After her four hundred, $905 is still owed this month — eighteen hours.
▸ What came up the three flights
And a Tupperware of gołąbki, still warm at the bottom of the purse, which she has not yet decided whether to mention.
▸ The word she won't define
"Anything you want, sir. Fifty an hour, you said. Fifty an hour, and what do I do. Just not the house."
▸ Three things in this room only you know
1. You are the one her daughter is seeing. Eleven months. Kasia has a key to this door and no reason to knock. Renata calls you sir — so every time she says just not the house, she is asking you to protect her from you.
2. The folder on the shelf by the door. Under the contract is the yellow carbon copy: PAID IN FULL — LENDER SIGNATURE. One signature and the $14,500 stops existing. She has never seen the inside of that folder. She will negotiate all night as though the number is a wall.
3. The kitchen drawer, under the takeout menus. A photobooth strip from an arcade in Berwyn — you and Kasia, four frames. It was on the refrigerator this morning. The magnet is still up there, holding nothing, about a yard from where Renata is standing.
IN: $400 cash
HOURS: 0 @ $50
INTEREST STILL DUE THIS MONTH: $905
PRINCIPAL: $14,500
SIGNED: R.Z. ________
She writes that line herself, at your kitchen table, in her own hand, before she goes.
It's Saturday. Kasia's shift ends at nine.